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Welcome to CreditBoostLinks.com

Our team will assist you in navigating the credit repair process with expert advice, personalized strategies, and trusted tools to help you move forward with confidence.

Build Credit

Start building your credit with secured cards, credit builder accounts, and smart financial habits. Tools like Kikoff and Self give you a safe foundation without big risks. Make on-time payments and keep balances low for success.

Improve Score

Improving your credit score is about strategy. Reduce your credit utilization, pay down debt, and avoid unnecessary hard inquiries. Regularly monitor your credit reports and dispute any inaccurate info. Time and consistency are your best friends.

Credit Card Tips

Pick the Right Cards

Choose credit cards with no annual fees and solid reward programs. Prioritize cards that help build your credit profile.

Use Responsibly

Keep your utilization below 30%. Always pay more than the minimum. Set autopay to never miss a due date.

Request Limit Increases

Every 6 months, request a limit increase. It boosts your score by lowering utilization — as long as you're not spending more.

Smart Credit-Building Tools

Kikoff

Build credit safely with no hard inquiry and no interest charges.

  • Credit Check: No
  • Interest: 0%
  • Annual Fee: $0
Start Building Credit

Experian Boost

Add utility & phone bill payments to your credit file to instantly boost scores.

  • Credit Check: No
  • Free to Use
  • Reports to: Experian
Boost Now

Self

Credit builder loan that reports monthly to all 3 bureaus while you save.

  • Min Term: 12 months
  • Reports To: All 3 Bureaus
  • Build Credit While Saving
Start Building

Credit Card Applications

Capital One Platinum

Pre-approval available. Great for building credit with no annual fee.

  • Approval Range: $300–$1,000+
  • Pre-Approval: Yes
  • Min Credit Score: 580
  • Type: Unsecured
Apply Now

Discover it®

Cashback on purchases and credit building features. Includes secured options.

  • Approval Range: $200–$2,500
  • Pre-Approval: Yes
  • Min Credit Score: 600
  • Type: Secured or Unsecured
Apply Now

Chase Sapphire Preferred

Earn 100,000 bonus points with qualifying spend. Great travel rewards.

  • Approval Range: $5,000–$20,000+
  • Pre-Approval: No
  • Min Credit Score: 680+
  • Type: Unsecured
Apply Now

Apple Card

Cashback and no fees. Pre-approval available through Apple Wallet.

  • Approval Range: $500–$10,000+
  • Pre-Approval: Yes
  • Min Credit Score: 600+
  • Type: Unsecured
Apply Now

PayPal Credit

Flexible line of credit for PayPal purchases. Financing offers on large buys.

  • Approval Range: Varies
  • Pre-Approval: No
  • Min Credit Score: 600+
  • Type: Credit Line
Apply Now

Amex Blue Cash Everyday®

3% cashback on groceries, gas, and online shopping. No annual fee.

  • Approval Range: $1,000–$10,000+
  • Pre-Approval: Yes
  • Min Credit Score: 670+
  • Type: Unsecured
Apply Now

Wells Fargo Active Cash®

Unlimited 2% cash back with no annual fee. Includes intro APR offer.

  • Approval Range: $1,000–$15,000+
  • Pre-Approval: Yes
  • Min Credit Score: 670+
  • Type: Unsecured
Apply Now

Contact

Email us at info@xclusiveservicesnyc.com

Business Hours:
Monday – Friday: 08:00 AM – 06:00 PM
Saturday: By Appointment Only
Sunday: Closed